Compare Stocks: OSCR vs. MOH vs. CLOV vs. HUM

Market Snapshot

Current market context for the selected companies.

OSCR

$31.23

Market Cap $9.64B

Sector Healthcare

Industry Healthcare Plans

Data through 2026-08-26

MOH

$202.61

Market Cap $10.57B

Sector Healthcare

Industry Healthcare Plans

Data through 2026-08-26

CLOV

$4.25

Market Cap $2.26B

Sector Healthcare

Industry Healthcare Plans

Data through 2026-08-26

HUM

$390.67

Market Cap $46.96B

Sector Healthcare

Industry Healthcare Plans

Data through 2026-08-26

Performance

Absolute returns and relative performance versus SPY.

Metric	OSCR	MOH	CLOV	HUM
1 Month	-0.6%	+1.1%	-2.1%	+0.5%
1 Month vs SPY	-3.9%	-2.2%	-5.4%	-2.8%
3 Months	+42.0%	+13.9%	+18.2%	+27.6%
3 Months vs SPY	+40.0%	+11.9%	+16.2%	+25.5%
6 Months	+141.1%	+39.2%	+103.1%	+121.9%
6 Months vs SPY	+130.7%	+28.8%	+92.7%	+111.5%
1 Year	+86.9%	+15.7%	+60.5%	+31.4%
1 Year vs SPY	+67.7%	-3.5%	+41.3%	+12.3%
2 Years	+84.3%	-41.6%	+21.3%	+9.0%
2 Years vs SPY	+47.8%	-78.2%	-15.3%	-27.6%

Growth & Profitability

Operating growth, margins and capital efficiency.

Metric	OSCR	MOH	CLOV	HUM
Revenue Growth	70.4%	-5.7%	55.6%	26.2%
Earnings Growth	—	-75.3%	—	27.1%
Gross Margin	20.2%	8.4%	18.5%	13.7%
Operating Margin	8.0%	1.4%	3.8%	3.5%
Net Margin	3.6%	-0.0%	-0.7%	0.9%
Return on Equity	34.3%	-0.2%	-5.1%	6.9%
Return on Assets	4.5%	1.2%	-1.8%	3.9%

Valuation

Common valuation multiples shown side by side.

Metric	OSCR	MOH	CLOV	HUM
P / E	23.8	1,247.7	—	36.8
Forward P / E	16.6	20.8	28.3	23.6
P / S	0.6	0.2	0.9	0.3
P / B	4.6	2.5	5.8	2.4
EV / Sales	0.1	0.1	0.8	0.3
EV / EBIT	1.2	9.1	20.9	7.4
P / FCF	13.8	14.9	31.8	24.1
FCF Yield	7.3%	6.7%	3.1%	4.1%

Cash Flow & Balance Sheet

Cash generation and leverage context.

Metric	OSCR	MOH	CLOV	HUM
Free Cash Flow	$692.53M	$700.25M	$69.05M	$1.94B
Operating Cash Flow	$4.42B	$365.00M	$77.03M	$2.54B
Debt / Equity	23.5%	94.8%	—	76.5%

Earnings Outlook

Upcoming earnings expectations when available.

Metric	OSCR	MOH	CLOV	HUM
Next Earnings	2026-11-09	2026-10-21	2026-11-04	2026-11-06
EPS Estimate	-0.25	0.83	0.01	-0.95
Revenue Estimate	4.73B	10.86B	738.18M	40.88B
EPS Growth	+53.6%	-54.9%	+203.0%	-129.4%
Revenue Growth	+58.4%	-5.4%	+48.6%	+25.2%
Analyst Coverage	9	18	1	23