THE BANK OF NEW YORK MELLON CORPORATION (BNY)

On August 12, 2026, The Bank of New York Mellon Corporation issued $300,000,000 aggregate principal amount of its Floating Rate Callable Senior Medium-Term Notes Series J due 2030 (the “2030 Floating Rate Notes”), $1,200,000,000 aggregate principal amount of its 4.755% Fixed Rate / Floating Rate Callable Senior Medium-Term Notes Series J due 2030 (the “2030 Fixed Rate / Floating Rate Notes”) and $1,000,000,000 aggregate principal amount of its 5.182% Fixed Rate / Floating Rate Callable Senior Medium-Term Notes Series J due 2034 (the “2034 Fixed Rate / Floating Rate Notes” and, together with the 2030 Floating Rate Notes and the 2030 Fixed Rate / Floating Rate Notes, the “Notes”).

2 • Revenue Growth: Record revenue of $5.7bn up 13% YoY • Expense Discipline: Expense of $3.4bn up 7% YoY – Three quarters of YoY increase reflects revenue-related expenses – One quarter of YoY increase reflects higher investments and employee salary increases, partially offset by efficiency savings • Margin Expansion: – 606 bps of operating leverage(b) – Pre-tax margin of 39.8% up 3.2%-pts YoY • Improved Profitability: – ROE of 17.2% up 2.5%-pts YoY – ROTCE(a) of 31.3% up 3.5%-pts YoY • EPS Growth: EPS of $2.45 up 27% YoY • Attractive Capital Returns: Returned $1.5bn to common shareholders, including $371mm of dividends and $1.1bn of share repurchases – 87% payout ratio year-to-date – Declared 19% increase of quarterly common stock dividend in 3Q26 2Q26 Financial Highlights + 27% Revenue: + 13% 40% ROTCE(a): 31% Tier 1 Leverage: 5.9% + 7% Pre-tax Margin: EPS: Expenses: (a) Represents a non-GAAP measure.