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Stock Analysis
SoFi Technologies, Inc. (SOFI)
SOFI
SOFI · Financials • Fintech
16.74 -0.83%
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52W Range Position
9%
LOWMIDHIGH
Trend
Vulnerable
Momentum
Neutral
Updated: 2026-07-29 08:01 UTC
WOI Investment Thesis
Vulnerable
Watch confirmation and invalidation levels before acting.
⚖️
✓
Fundamentals
Strong / Strong
✓
Price Structure
Vulnerable
•
Momentum
Neutral
×
Breakout Confirmation
Pending
Risk Level
Moderate
Analysis Scope
1Y Daily
Key Decision Levels
✓
Hold Above
Structure remains valid above support.
—
↗
Break Above
Confirmation improves above resistance.
17.16
🎯
Next Objective
Pattern-derived target if setup continues.
—
×
Thesis Break
Scenario weakens below invalidation.
Below —
Recent Company Events
SEC VERIFIED
Latest material filings
APR
29
●
Financial Results
HIGH
SoFi Reports First Quarter 2026 with Record Net Revenue of $1.1 Billion, Record Member and Product Growth, Net Income of $167 Million
Adjusted Net Revenue up 41% to a record $1.1 billion Adjusted EBITDA up 62% to a record $340 million Total Loan Originations at a record $12.2 billion Member growth up 35% to a record 14.7 million members Product growth up 39% to a record 22.2 million products SAN FRANCISCO, Calif.
8-K Filing • SEC EDGAR
What's Driving SOFI?
📈 Technical recovery is improving
Momentum is Neutral. Watch 17.16 for confirmation and — for structure risk.
💼 Business quality remains relevant
Fundamentals remain relevant. Check growth, profitability, cash flow and balance sheet quality.
⚠️ Key risk remains
—
Full Analysis Workspace
Technical Signal
Technical Setup Active
✓
An active technical structure is present. Use trigger, target, stop and watch levels for context.
Downtrend Structure
Downtrend line not broken yet · score 0
Trigger
18.79
Invalidation
18.79
RSI(14)
44.1
Price Chart
SOFI · WOI overlay chart
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Valuation Snapshot (TTM)
Financial valuation · Ratios use trailing twelve months
Updated 2026-07-28
Bank
Bank valuation
For banks and financials, P/E and P/B are the main checks. EV ratios are intentionally excluded.
Market Cap
$21.5B
Company size
P/E
37.2
Premium
P/B
2.0
Low book multiple
TTM Net Income
$576.9M
Trailing profit
Equity
$10.8B
Book value base
Source: SEC TTM data via WOI valuation cache Not financial advice
Business Lens
Improving business, cash flow needs monitoring
Revenue and profitability remain supportive, while cash flow and balance sheet quality require monitoring.
↗
Revenue Growth
Strong
●
Profitability
Strong
≈
Cash Flow
Pressured
⚖
Balance Sheet
Stretched
💵 Revenue
1.10B
↗ Strong
📈 Net Income
166.73M
↗ Strong
🧮 EPS (Basic)
0.13
↗ Strong
SoFi Technologies, Inc.
Financials • Fintech
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